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Veterans United in Puyallup, Washington

Serving Those Who Served

At Veterans United of Puget Sound, we work hard to understand and respond to the unique homebuying needs of Veterans and military families in Washington.

Our dedication to service has earned us a reputation as one of the nation’s top VA mortgage lenders.

Learn more about the VA loan »

Superior VA Loan Expertise

Our home loan specialists are industry experts on VA loan eligibility and qualification guidelines for all of Washington.

Through extensive training and experience working with Veterans and military families, they get to know the VA home loan inside and out.

Meet our team »

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4.7 out of 5 Average Satisfaction Rating

Based on 1,136 verified post-closing surveys

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Contact your Puyallup, Washington area Home Loan Specialist at
(253) 617-6200

To begin the loan process, complete a loan application over the phone or visit our Puget Sound location. From there, your home loan specialist will determine which loan product works best for you and begin working toward your pre-approval status.

Military Advisors Connect us to the Community

This group of top retired senior enlisted leaders from each branch of our Armed Forces travels the nation to educate servicemen and women about the powerful VA home loan benefit.

By sharing their more than 100 combined years of expertise, our Military Advisors help us build a VA home loan process that better serves military homebuyers.

Meet our Military Advisors »

Our military advisors are paid employees of Veterans United Home Loans.

Veterans United Military Advisors

The Power of a VA Loan

Eligibility Comes With Exclusive Benefits

The VA home loan program has been opening the door to homeownership for eligible servicemembers and surviving military spouses in Seattle since 1944. In addition to offering significant savings, the VA mortgage program was designed with the specific needs of military families in mind. That means eligible buyers don’t need perfect credit or a large down payment to qualify.

Read about the benefits of a VA Loan »

Monthly Savings

VA buyers benefit from competitive interest rates and no monthly PMI (private mortgage insurance) payments.

$0 Down Options

Depending on their eligibility, many VA homebuyers choose to purchase a home with no down payment.

First-Time Buyers

The military lifestyle can come with unique financial challenges. Luckily, the VA home loan’s credit and qualification guidelines are more flexible, making the VA mortgage a great option for first-time buyers. Learn more »

Use Your VA Home Loan Benefit

Use Your VA Home Loan Benefit

Assessing your eligibility is a great way to start taking advantage of the VA mortgage benefit you earned through military service. The experts at Veterans United of Puget Sound, WA can help connect you to the resources you need to obtain your Certificate of Eligibility. Call (253) 617-6200 to speak with a Veterans United of Puget Sound specialist about eligibility and to see if you qualify.

Tell Me More about VA Loan Eligibility »

While exceptions and special circumstances exist, there are a few broad rules for VA loan eligibility:

  • You have served 90 consecutive days of active service during wartime, OR
  • You have served 181 days of active service during peacetime, OR
  • You have more than 6 years of service in the National Guard or Reserves, OR
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

Refinance with a VA Loan

Refinance with a VA Loan

The VA loan isn’t just for Puget Sound homebuyers: Eligible homeowners in Washington have several options for refinancing using the VA loan program. The VA Streamline Refinance (also known as an Interest Rate Reduction Refinance Loan, or IRRRL) allows qualified VA homeowners to reduce their interest rate. VA cash-out and rate/term refinances are popular options for homeowners looking to borrow cash on their home’s equity or obtain more favorable loan terms.

Is a VA Refinance right for you? »

There’s more than one way to refi.

Streamline Refinancing Cash-Out Refinancing

Eligible homeowners with an existing VA loan can use a VA streamline, or interest rate reduction refinance loan (IRRRL), to reduce their interest rate and save money each month. Learn more about the VA Streamline Refinance

VA cash-out refinances are available to eligible homeowners with an existing VA, conventional, USDA or FHA loan. With a cash-out refinance, you may be able to use the equity in your home to borrow cash for home improvement projects or to pay off debts. Read more about Cash-Out Refinancing

VA Interest Rates

VA Loan Rates in Puget Sound, Washington

Interest rates fluctuate, and your interest rate ultimately depends on a variety of factors, including your credit scores. But as an eligible VA buyer, you’ll have access to interest rates that are consistently below the national average. Competitive interest rates are just one more way the VA home loan program can help you make the most of your purchasing power.

Learn More about VA Loan Rates »

VA Loan Limits

Puget Sound VA Loan Limits

The VA Loan Limit is the maximum amount qualified Veterans can borrow for a home in Puget Sound without having a down payment. Loan limits are set by the Department of Veterans Affairs and can vary by county.

The current VA Loan Limit for Seattle is $776,250.


Video: VA Loan Limits

Speak with a Home Loan Specialist today
- or visit us at -
10514 156th Street East, Suite 104, Puyallup, WA 98374
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.